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I think that a home foreclosure can have a significant effect on the debtor's life. Mortgage foreclosures can have a 6 to 10 years negative affect on a borrower's credit report. The borrower who's applied for a mortgage or any loans for example, knows that a worse credit rating will be, the more difficult it is for any decent mortgage. In addition, it might affect the borrower's ability to find a respectable place to let or rent, if that becomes the alternative housing solution. Interesting blog post.
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